Lighthouse Bank consistently goes out of its way to make us happy. We also love the convenience of their courier service.

Dean Schwartz & Larry Johnson

Owners, Lloyds Tire Service

Business Checking

Our Business Checking Accounts were designed to provide flexibility and convenience with refreshing simplicity. All Lighthouse Bank Business Checking accounts include:

  • Free Online Banking
  • Complimentary Business Courier Service
  • Free Debit MasterCard (certain restrictions may apply)
  • Up to Ten foreign ATM Surcharges waived per month

Business Checking

Opening Deposit: A $1,000 deposit is required to open a Business Checking Account.

Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $2,500 or an average balance of at least $7,500 during the statement period; otherwise, a monthly fee of $10 will apply. An activity fee of $0.15 per check over 100 and $0.75 per deposit over 20 will apply.

Business Interest Checking

Opening Deposit: A $1,000 deposit is required to open a Business Interest Checking Account.

Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $5,000 or an average balance of at least $10,000 during the statement period; otherwise, a monthly fee of $10 will apply. An activity fee of $0.15 per check over 100 and $0.75 per deposit over 20 will apply.

Interest: The interest rate and APY applies to all balances and may change at our discretion, as often as daily, without prior notice. No interest is paid on any day the collected balance falls below $0.01.
* Subject to Eligibility

Nonprofit Checking

Opening Deposit: A $500 deposit is required to open a Nonprofit Checking Account.

Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $1,000 or an average balance of at least $2,500 during the statement period; otherwise, a monthly fee of $10 will apply. An activity fee of $0.15 per check over 100 and $0.75 per deposit over 20 will apply.

Premier Nonprofit Interest Checking

This special account program is exclusively available for 501 (c)(3) Organizations. 

 

 

 

 

 

 

Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.

 

NOTICE OF CHANGES IN FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

   

 

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