Investor Relations

Lighthouse Bank is a publicly owned company headquartered in Santa Cruz County. The majority of our owners reside here in Santa Cruz County. Our stock is traded on the Over-the-Counter Bulletin Board (www.otcbb.com) market under the symbol LGHT.OB.

If you would like to learn more about Lighthouse Bank and the possibility of investing in its shares, please contact us for more information.

You may also wish to contact your broker or one of our Market Makers:

John T. Cavender
Howe Barnes Hoefer & Arnett
San Francisco, CA
Ph. (415) 538-5725
Email: jcavender@howebarnes.com

Lisa Gallo
Wedbush Morgan Securities
Lafayette, CA
Ph. (866) 491-7828
Email: lisa.gallo@wedbush.com

Owners with questions regarding their stockholder account, stock transfer, lost certificates or changes of address should contact their broker. In the event that certificates are held directly, owners should contact the Bank's stock transfer agent:

Registrar & Transfer Company
Attn: Investor Relations
10 Commerce Drive
Cranford, NJ 07016
Phone: (800) 368-5948

For assistance with other stock related matters or to change your contact information for periodic communications sent directly from the Bank contact:

Brianna Carabba
Lighthouse Bank
111 Mission Street
Santa Cruz, Ca 95060
Phone: (831) 600-4007

FAQ’s

How can I buy Lighthouse Bank stock? Lighthouse Bank is a publicly owned community bank. Our stock is listed on the “Over the Counter Bulletin Board” under the symbol LGHT.OB. One of our market makers or any broker can place a buy order in the market on your behalf.

How can I find out what my stock is worth? A quote may be obtained from any quotation service under the symbol LGHT.OB.

How do I transfer ownership of some or all of my shares of Lighthouse Bank Stock? Lighthouse Bank’s transfer agent, Registrar & Transfer Co., can provide guidance on the process for a change in registration and the required endorsement on the back of the stock certificate before it is tendered to them for reissue with the new registration.

I lost my stock certificate, how do I obtain a replacement? Please contact Registrar & Transfer Co. at (800) 368-5948 to obtain a replacement certificate.

Can I deposit my Lighthouse Bank Stock certificate into my brokerage account?
Yes, your Broker will add the certificate to your account, and we generally recommend that all stock certificates be deposited with a brokerage to avoid the risk of loss, theft, or damage of the certificate.

How can I sell my stock in Lighthouse Bank? There is a market for Lighthouse Bank and our market makers or your broker may assist you with a sell transaction.

Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.

NOTICE OF CHANGES IN FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.