Company

Lighthouse Bank is a locally owned and operated commercial bank in Santa Cruz County. We offer a comprehensive selection of banking services to professionals, small to medium sized businesses, and non-profit organizations in our community.

We focus on developing banking relationships that are tailored to meet the individual needs of each client. Our services combine the latest in banking technology and convenience coupled with traditional community bank values. We are locally headquartered and managed, which gives us the ability to respond to your needs quickly. Our professional staff is dedicated to providing our clients with competitive products, prompt decisions, and exceptional, personalized service.

Lighthouse Bank is the premier choice for those who desire a bank which provides a high level of service, individualized attention, and fast turnaround on decisions. We invite you to call or come in and experience premier local banking.

Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.

NOTICE OF CHANGES IN FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.