Our Personal Checking accounts were designed to provide flexibility and convenience with refreshing simplicity. All Lighthouse Bank Personal Checking accounts include:
- Complimentary Online Banking
- Free Debit MasterCard
- Up to 10 ATM Surcharges waived per month
Personal Checking
Opening Deposit: A $1,000 deposit is required to open a Personal Checking Account.
Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $1,000 or an Average Balance of at least $5,000 during the statement period; otherwise, a monthly fee of $10 will apply.
Personal Interest Checking
Opening Deposit: A $1,000 deposit is required to open a Personal Interest Checking Account.
Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $2,500 or an average balance of at least $10,000 during the statement period; otherwise, a monthly fee of $10 will apply.
Interest: The interest rate and APY applies to all balances and may change at our discretion, as often as daily, without prior notice. No interest is paid on any day the collected balance falls below $0.01.
Senior Checking
Available for individuals age 62 and over
Opening Deposit: A $500 deposit is required to open a Senior Checking Account.
Account Fees: There is no monthly fee if you maintain a minimum daily balance of at least $1,000 or an average balance of at least $5,000 during the statement period; otherwise, a monthly fee of $7.50 will apply.