Checking Accounts

Our Personal Checking accounts were designed to provide flexibility and convenience with refreshing simplicity. All Lighthouse Bank Personal Checking accounts include:

  • Complimentary Online Banking
  • Free Debit MasterCard
  • Up to 10 ATM Surcharges waived per month

Personal Checking

       Minimum Opening Deposit: $1,000

Maintenance Fee: $10

How to Avoid the Maintenance Fee: Maintain a daily balance of at least $1,000 or an average daily balance of at least $5,000 during the statement cycle.

Personal Interest Checking

Minimum Opening Deposit: $1,000

Maintenance Fee: $10

How to Avoid the Maintenance Fee: Maintain a daily balance of at least $2,500 or an average daily balance of at least $10,000 during the statement cycle.

Interest: The interest rate and APY apply to all balances and may change at our discretion, as often as daily, without prior notice. No interest is paid on any day the collected balance falls below $0.01.

Senior Checking

Available for individuals age 62 and over

Minimum Opening Deposit: $500

Maintenance Fee: $7.50

How to Avoid the Maintenance Fee: Maintain a daily balance of at least $1,000 or an average daily balance of at least $5,000 during the statement cycle.

                       

                             

 

 

Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.

 

 

 

   

 

 

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