Our Personal Checking accounts were designed to provide flexibility and convenience with refreshing simplicity. All Lighthouse Bank Personal Checking accounts include:
- Complimentary Online Banking
- Free Debit MasterCard
- Up to 10 ATM Surcharges waived per month
Personal Checking
Minimum Opening Deposit: $1,000
Maintenance Fee: $10
How to Avoid the Maintenance Fee: Maintain a daily balance of at least $1,000 or an average daily balance of at least $5,000 during the statement cycle.
Personal Interest Checking
Minimum Opening Deposit: $1,000
Maintenance Fee: $10
How to Avoid the Maintenance Fee: Maintain a daily balance of at least $2,500 or an average daily balance of at least $10,000 during the statement cycle.
Interest: The interest rate and APY apply to all balances and may change at our discretion, as often as daily, without prior notice. No interest is paid on any day the collected balance falls below $0.01.
Senior Checking
Available for individuals age 62 and over
Minimum Opening Deposit: $500
Maintenance Fee: $7.50
How to Avoid the Maintenance Fee: Maintain a daily balance of at least $1,000 or an average daily balance of at least $5,000 during the statement cycle.