Privacy & Security

Our Privacy Commitment to You

We value the trust you place in us and it is our commitment to protect the personal privacy rights of all our clients. We realize that our clients entrust us with personal information and it is our policy to maintain our clients’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our clients’ personal information, as well as personal information of all consumers who visit our institution and web site.

Ways to Guard Your Own Information

For information about identity theft, you may visit http://www.consumer.gov/idtheft/index.html, or contact the Federal Trade Commission’s ID Theft Hotline at (877) ID-THEFT.

Online Banking Fraud Prevention

Learn more about safeguarding your information while conducting your banking online.

FDIC Information

(877) ASK-FDIC ( (877) 275-3342)
8:00 a.m. – 8:00 p.m. (EST)
Monday through Friday

Hearing Impaired Line:
(800) 925-4618

Calculating insurance coverage using the FDIC’s Online Electronic Deposit Insurance Estimator at:
http://www2.fdic.gov/edie

Additional FDIC information:
http://www.fdic.gov/deposit/deposits

Questions:
http://www2.fdic.gov/starsmail

Consumers who want to learn more about computer security and online scams can find additional information at:
http://www.fdic.gov/consumers/consumer/guard/index.html and http://www.onguardonline.gov/topics/overview.aspx

 

 

 

 

 

 

Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.

 

NOTICE OF CHANGES IN FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

   

 

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