SBA Loans

Lighthouse Bank has been awarded Preferred Lender (PLP) status with the U.S. Small Business Administration (SBA).  As a Preferred Lender, we are permitted to make decisions on behalf of the SBA which significantly shortens the loan process. A variety of Small Business loan programs are available to assist small and medium sized businesses.  


Small Business Administration (SBA) 7 (a) Loan Program purposes include:

  • Start up Financing
  • Working Capital
  • Business Purchase
  • Purchase of Equipment or Inventory
  • Leasehold Improvements
  • Construction
  • Up to 90% financing for Owner-Occupied Commercial Real Estate purchases and construction
Small Business Administration 504 Loan Program
The 504 SBA loan program is a long term financing tool for economic development within a community and provides growing businesses with long-term fixed rate financing for major assets. Proceeds from the 504 loan program must be used for fixed asset projects such as:
  • Up to 90% financing to purchase owner-occupied real estate
  • Construction of new facilities, or modernizing, renovating or converting existing facilities
  • Purchasing long term machinery and equipment

Contact us for more information and let us find a business loan solution to meet your needs.



Rudy Garcia

Senior Vice President

SBA Group Manager

(408) 200-2886


John Connelly

Vice President

SBA Business Development Officer

(408) 200-2889









Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.