From the first moment we walked in the door we knew Lighthouse Bank was different from other banks. They welcomed us with genuine interest, listened to our vision for our business and have supported us every step of the way.

Chef Kendra L. Baker & Zachary E. Davis

Owners, The Penny Ice Creamery


Local Expertise • Local Decisions Local Service

Lighthouse Bank offers loan products for a variety of personal and business purposes.  Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service.  We are headquartered and managed locally, which allows us to make faster decisions for our clients. Regardless of the type of financing you seek, we strive to provide you with a borrowing experience that exceeds your expectations. Please contact us to learn more about lending options available at Lighthouse Bank.      

Learn more about our Lending Services:

Kristin Ditlevsen
SVP/Lending Group Manager
NMLS # 1120068

Richard Harker
AVP/Relationship Manager
NMLS # 1147345

Dara Harris
AVP/Relationship Manager
NMLS #1120069





Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.