Start Banking With Us

Thank you for your interest in banking with us. We strive to make your transition to Lighthouse Bank as convenient as possible. To begin the new account opening process, you may fill out a New Account Worksheet in advance, and contact us to make an appointment that is convenient for you, or simply drop by our office anytime during business hours.

Personal Account Worksheet

Business Account Worksheet

Please see below for important information about procedures for opening an account.

Our Privacy Policy protects the privacy of your personally identifying information that you provide to us.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

In addition, all potential clients will be verified through Chexsystems and/or Business Verify to assist in the identification process and to ensure current and past bank accounts were maintained in good standings with their present and past financial institution(s).

If you would like to expedite the account opening process, our new account worksheet may be completed in advance.






Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.