Additional Personal Banking Services

Free Lighthouse Online

Conduct all of your banking whenever and wherever you want. Lighthouse Online is fast, convenient, and completely secure. Once you sign up, you’ll be able to perform the following functions:

  • View current account balances and detail
  • Transfer funds between accounts
  • Receive alerts if your balance goes above or below a specific amount
  • Reorder checks
  • Send secure messages to Lighthouse Bank
  • Export data into your favorite software, and much more!
  • Click here to review the Online Banking User Access Agreement

Bill Payment

Through Lighthouse Online, you have the ability to pay all of your bills without the hassle of writing checks, for only $5.00 per month.


Month-end statements will be available on all checking and savings accounts through our website using a unique User ID & Password, or through Lighthouse Online. By request, you may receive month-end image statements for a fee of $5.00 per month.

Electronic Funds Transfer Services For Consumers

We provide a variety of electronic funds transfer (EFT) deposit account services. These include all transfers resulting from debit cards (including ATM Transactions), electronic payments, credits and transfers, telephone transfers, and online banking transactions. We may issue you an access device, such as a card, code, or other means of accessing your account to initiate EFTs. Our business days for conducting EFT services are all days except Saturdays, Sundays, and federal holidays.  Click here for more information.

 Debit MasterCard

Access your funds through a Lighthouse Bank debit MasterCard which can be used for both ATM and POS transactions. Ten foreign ATM surcharges per month will be waived.

You may also link your Personal Money Market, Personal Savings or Personal Overdraft Savings account(s) to your debit MasterCard.

Click here to learn more about MasterCard® Zero Liability Rules

Safe Deposit Box

We offer a small number of Safe Deposit Boxes for secure storage.

Please contact us for availability.





Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.