From the first moment we walked in the door we knew Lighthouse Bank was different from other banks. They welcomed us with genuine interest, listened to our vision for our business and have supported us every step of the way.

Chef Kendra L. Baker & Zachary E. Davis

Owners, The Penny Ice Creamery

Business Lending

Business lending is a Lighthouse Bank specialty. Our experienced Relationship Managers take the time to understand your business and provide customized business loan options for your unique needs. Our local headquarters, experienced management and extensive knowledge of the marketplace give us a competitive advantage. Our decisions are made right here and our clients benefit from our ability to respond quickly.

Business Loan Services Include:

  • Lines of Credit
  • Term Loans
  • Letters of Credit
  • Commercial Real Estate Financing

To learn more about business loans offered at Lighthouse Bank, please contact us. Our experienced lending team strives to provide you with a borrowing experience that exceeds your expectations.

Kristin Ditlevsen
SVP/Lending Group Manager
NMLS # 1120068

Dara Harris
VP/Relationship Manager
NMLS #1120069

Elliott Miller
VP/Relationship Manager
NMLS #1248202





Our Mission Statement:

Lighthouse Bank is committed to providing superior personalized banking products and services in Santa Cruz County. We are dedicated to creating financial benefit for our clients, professional growth for our employees and financial prosperity for our owners and community.